Welcome to this beautiful two-story waterfront home in St. Cloud, offering over half an acre of property and an impressive 110 feet of canal frontage with access to Bay Lake! Located in a non-HOA community, residents also enjoy access to a private community boat ramp, making this property ideal for those who appreciate waterfront living and outdoor recreation. Inside, the home features new laminate flooring throughout the main living areas, a spacious living room with large windows and beautiful exposed wood ceiling beams, and a formal dining room filled with natural light. The kitchen offers abundant cabinetry for storage and generous countertop space, providing plenty of room for everyday living and entertaining. This three-bedroom, two-bathroom home offers a desirable split-level layout, with two bedrooms and a full bathroom on the first floor. The private primary suite is located upstairs and features a walk-in closet and a covered balcony overlooking the neighborhood and the water. Step outside to enjoy the covered back porch, screened-in pool enclosure, and expansive pool deck overlooking the canal-perfect for relaxing, entertaining, and enjoying the Florida lifestyle. Major updates include a new roof in 2021, a new interior and exterior electrical panel in 2026, a new water heater in 2025, and recently replaced AC vents. With its spacious homesite, waterfront setting, boating access, private pool, and no HOA, this property offers a wonderful opportunity to enjoy the best of Florida waterfront living!